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Like restoring a vintage car, crafting the right protection for a collector vehicle
requires special skills -- and a lot of experience. At LaRue Insurance, we're
car lovers, too. We take this part of our business very seriously. Insuring collector
cars isn't a sideline -- it's a special expertise.
Working with some of the best insurance companies in the business we'll tailor
a program to your needs whether you own a single, treasured street rod or an entire
stable of antiques. Every collector vehicle plan we create is custom-built for
the individual collector but here are some features that can be included:
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| Coverage
Example |
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'57 Chevy Bel Air ($15,000
value)
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Includes
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- Full coverage - NO
DEDUCTIBLES
- Agreed Value Protection
- $50/100/50K Bodily
Injury/ Property Damage
- Uninsured & Underinsured
Motorists Coverage
- Towing & Labor
Coverage
- Spare Parts Coverage
- Inflation Protection
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| Benefits
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- 24-hour Claims Service
- 120+ Year Old Insurance
Company
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| Qualifications
of This Plan |
- Must drive the insured
car fewer than
3,000 miles per year
- Car must be 15 years or
older
- Must be stored in a locked
garage
- No more than 1 accident/violation
per
driver; maximum of 2 per household
- Minimum 10 years driving
experience
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Available
in most states. Call for details.
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Eligible
Vehicles
We
can usually cover collector vehicles in these categories:
- Antique and
Classic Autos
- Show Cars &
Trucks
- Customs
- Late Model Exotics
(Porsche, Viper, etc. in exceptional condition and driven infrequently)
- Race Cars
- Muscle Cars
- Street Rods
- Replica Vehicles
- Classic Motorcycle
Collections
- Vehicles Under
Active Restoration
- Transports
General
Qualifications
We offer products
underwritten by several companies. Each has
different requirements but here are some general guidelines:
- You must own
another insured vehicle for day-to-day driving
- The collector
vehicle can be used for pleasure driving, shows, club events
- Limitations
on annual mileage may apply
- Vehicle must
be operated by an experienced driver with a safe driving record
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